I made 16 of these cards, 16 of another card and have to make so much more... but I love it and this layout is very simple, so I'm ready before Christmas *lol*

At Tessa's forum I was challenged by Carlien and her challenge for me was "only use cardstock and patterned paper".
Well... I can tell you I only used patterned papers!!
I was also able to use my punches, so I used my Quickutz-dies for the name of my friend and used 2 punches to create the scalloped border at right.
I wanted to use American Crafts papers, as you can use the front and the back (one colour, perfectly matches the patterned side).
So here's my layout for the challenge....
